If you have a pre-existing condition, it’s still possible to get life insurance cover. Some pre-existing conditions might hardly affect you when it comes to buying life insurance. However, if you have a more serious condition – such as heart disease, cancer or you’ve suffered a stroke – you might find it harder to get the cheaper deals. Some insurers might not cover you if you have a pre-existing medical condition, while others might require you to pay higher premiums.

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